Paying off your monthly debt in the smallest increments possible may seem like a comforting way to stay ahead of the game financially, but that assumption couldn’t be farther from the truth.

Getting trapped into the cycle of making nothing more than minimum monthly payments on bills and credit cards will end up perpetuating debts for years and years, not only extending the amount of time until debts are paid off, but also increasing substantially the amount of money you’ll end up paying over the full duration of the loan.

Paying just the minimum amount their credit card company requires each month only leaves the card-users further in debt, and slowly burrowing a hole so deep they risk never being able to climb out from the bottom of it.

There are services that can assist consumers who are riddled with increasing debts by customizing a payment program that’s reasonable, attainable and can give those in debt the opportunity to escape their debts in as little as one to three years.

One such program is Elite Financial Services, Inc., which aims to help Americans achieve financial freedom by paying off their credit cards. Elite Financial Services charges no up-front fees and has an ‘A’ rating from the Better Business Bureau. Elite Financial Services is in the business of customizing programs that can help consumers eliminate their debts without waiting a lifetime to achieve that goal.

Anyone with burdensome credit card payments can go to Elite Financial Services’ website, www.livedebtfree.net, and complete a customized form right on the home page that will calculate how much Elite Financial Services can save you by whittling away your debt with a sensible plan.

If you are interested in learning more about how Elite Financial Services can help you live debt free, click here.

*Service not available in WI, KY, GA, WV, HI, KS, IL, MO, NH, ME, CT, ID, OR, UT, SC, MS, LA, ND, CO, DE, KY, MT, NJ, RI, VT, WY